The Harsmit Ventures story
It started with a few phone calls.
After 15 years in corporate sales, partnerships and FinTech, I founded The Harsmit Ventures on 1 September 2025. It didn't begin with a business plan. It began with people calling me for help, and me realising I could build something around it.
- 2025
- Founded on 1 September
- 70+
- Partners, as of November 2026
- 15+
- Years in sales and FinTech before THV
- #1
- Google result for "Harsmit"
How it happened
From a favour to a venture.
- 01September 2025
The calls started
Within a week of setting out, I had several calls from businesses asking about payment gateways. People knew me as an ex-FinTech person, so they came to me. I passed every one of those leads to former colleagues and CEOs at the companies I had worked with.
- 02September 2025
The click
Then it struck me. I was already creating value for others and taking nothing back. If businesses were coming to me anyway, I could help them properly and build something of my own. That's when consulting clicked.
- 03Late 2025
First partners: Cashfree and Razorpay
I started with the two payment gateway companies I knew best, Cashfree and Razorpay. It was a pure affiliate model: I brought merchants to them and earned a commission. Small and simple, but a real start.
- 04Late 2025
Beyond payments
I have always loved FinTech, payments from around the world and getting hands-on with the products. Insurance and loans were close to me personally, so they came next. From there, each new service was added because businesses kept asking for it.
- 05Jan to Feb 2026
Going full-fledged
THV started operating full-time in early 2026, and revenue has come in since then. We aren't where we want to be yet, but we are growing slowly and steadily, month after month.
- 06November 2026
70+ partners and counting
Today THV works with 70+ partners and has collaborated with a number of companies. We have hosted events across Ahmedabad, THV is recognised in the city's startup ecosystem, and it is the top Google result for "Harsmit". The work is starting to become measurable.
I was already passing the leads on for free. I thought, I should build something out of this.
Sumit, on how THV began
What THV does today
Built around what businesses asked for.
- 01
Financial solutions
Payments, payouts, lending and insurance options that fit the business.
- 02
Business software
ERP, CRM, HRMS and SAP that match how a company actually works.
- 03
Practical AI
Voice agents, WhatsApp assistants and automation where they save real time.
THV is still early. What hasn't changed since that first week is why it exists: helping businesses find the right partner and the right solution, and being genuinely useful to the people who reach out.
FAQ
Questions people ask
What does The Harsmit Ventures do?
The Harsmit Ventures (THV) helps businesses understand their options and find solutions that fit. It works across three areas: financial solutions such as payments, payouts, lending and insurance; business software such as ERP, CRM, HRMS and SAP; and practical AI such as voice agents, WhatsApp assistants and automation. Sumit Kasardekar founded THV in Ahmedabad on 1 September 2025.
When was The Harsmit Ventures founded?
Sumit Kasardekar founded The Harsmit Ventures in Ahmedabad on 1 September 2025, after 15 years in corporate sales, partnerships and FinTech. THV started operating full-time in early 2026, and revenue has come in since then. It is still early, and it has been growing slowly and steadily, month after month.
How did The Harsmit Ventures start?
THV started with a few phone calls. Within a week of setting out, Sumit had several calls from businesses asking about payment gateways, and he passed every lead to former colleagues. He then realised he was already creating value for others and could build something of his own. His first partners were Cashfree and Razorpay.
How many partners does THV work with?
As of November 2026, The Harsmit Ventures works with 70+ partners. It began with two payment gateway partners, Cashfree and Razorpay, on a simple affiliate model. Insurance and loans came next, and each new service after that was added because businesses kept asking for it.
Where can I find THV's services?
You can explore The Harsmit Ventures' services on its own website, theharsmitventures.com. This site is Sumit's personal website, where he shares his own perspectives on sales, partnerships, payments and technology. If you would like to talk to Sumit directly about a business need, use the Let's talk page.
Work with THV
Looking for the right partner?
Payments, insurance, loans, business software or AI. Tell me what you're trying to solve.