6 pieces
UPI now has a merchant fee. What the October 2026 change means for your business
From 15 October 2026, larger UPI payments to merchants carry a 0.4% fee. Here is who pays, who is exempt, and what to check with your bank or payment partner.
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RBI's payment aggregator rules, explained for merchants
In September 2025 the RBI brought all its payment aggregator rules into one Master Direction. Here is what it means for the businesses that use them.
How to choose a payment gateway: a 12-point checklist for Indian businesses
Pricing is only one line on the list. After years of selling payment gateways, these are the 12 questions I would ask before signing with any provider.
Why online payments fail, and what it quietly costs your business
Every failed payment is a customer who wanted to pay you. Here is why payments fail in India and the simple fixes that recover lost revenue.
Getting a yes from banks: what I learned building banking alliances
At SabPaisa and PhiCommerce I built partnerships with PSU banks, private banks and government entities. Here is what actually moves a bank partnership forward.
What 12,000+ merchants taught me about selling FinTech
Leading a team that activated 12,000+ merchants in 7 months at BharatPe, and 15 years of selling payments, insurance and software, taught me a few things about how businesses really decide.