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Sumit KasardekarSumit Kasardekar
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Workers at an Indian textile factory
Latest

Startups & SMEs11 Nov 20262 min read

Business insurance for MSMEs: 7 questions owners forget to ask

Most small businesses are under-insured until something goes wrong. These are the questions I ask business owners before they buy or renew a policy.

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Working through business accounts with a calculator

Startups & SMEs11 Nov 20262 min read

Working capital without the stress: how small businesses should think about loans

The right loan at the right time can grow a business. The wrong one can choke it. A practical guide to working capital options for Indian MSMEs.

Sumit KasardekarSumit Kasardekar

Founder of The Harsmit Ventures. Helping growing businesses find the right partners for payments, finance and technology. Ahmedabad, India.

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© 2026 Sumit Kasardekar. Personal views; not investment advice.

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